Got taken out by a water pipe cover about 10 days ago, will keep it brief but here's some pictures!
Status: Alive w/all organs and just some stitches where my leg took out the right hand mirror.
Location: Apartment complex, ~150 ft. from my garage.
Safety gear: Jacket, Helmet, Airbag Vest, Gloves
Cause: Front tire must've tilted up the water pipe cover which jammed between my oil pan and the hole in the road causing the bike to suddenly decelerate while I kept going (inertia's a bitch) over the handlebars superman style.
Bad luck and stupid covers! Though the airbag vest worked wonders; some of the best money I ever spent. http://safermoto.com/
(I have the MLV model)