Wearing gear is all about reducing risk over time. If you wear gear sometimes you are reducing your risk. If you wear gear once you have reduced your risk. Some people are fine with high risk and some people would rather reduce it. For the OP if its only 2 miles than just jog to the pool should only take you 20 min; the time it would have taken you to gear up, get on the bike, wait for traffic, and find a place to park. Problem solved! Your welcome.
2009 buddy 125