Originally Posted by Wuwei
I judge the relative risk of what type of ride I am going on and I dress for what I perceive to be that risk, and I have various types of gear that allow me to be comfortable in most weather so I have the option of protection if I feel I need it. But, sometimes I will pop down to the store wearing just jeans and shoes, but I will always have on a full-coverage helmet and gloves, and usually a motorcycle jacket. I do believe that the risk level is not always the same, and that how you drive is really the most important protection.
Hmmm... I also have a concealed carry permit and carry a pistol all the time (when and where legal). I am of the opinion that I can't really predict risks well enough to risk my life. I have no intention of ever being in a place where I think I might need my gun. I also don't plan on riding in such a way that I'm likely to need my armored gear or helmet. My decision to have both all the time is insurance against being wrong in my risk assessment.