This is indeed a fatal flaw in the original design. However, mounting a skid plate to the oil reservoir, with the knowledge that the reservoir is critical and in turn mounted to/ready to crush the rad is insane.
I too have suffered this fate.
Surely someone can design a skid plate that anchors itself to a frame point up front ? At the very least, the forward mount points should have significant cushioning (not simple rubber grommets) to absorb the hit.