Looks like a nice bike. I've never ridden the 705 but, I hear they actually vibrate less.
Living debt free is the only true freedom! Everything I own is paid for & I could probably survive (& still eat meat) on $600 a month. Here in rural Tennessee the cost of living is very low, just gassed up @ $3.59. My blood preassure would be through the roof if I had a mortgage to pay. Credit is a trap. I never had a credit card till I was 39 & I only got that so I could buy things cheaper on the inter-webs. Proptly pay the card in full each month.
I love my KLR, it's a bike that puts money in my pocket.