I guess everyone has different experiences. I got smacked by someone with Progressive, and even though no damage was done to my vehicle, they called me, and payed me $50 just to look at it.
I have my 950, and two other bikes insured with Progressive. For liability and $3000 coverage for accessories, they charge me $75 per year per bike.
I miss round headlights.
"When I was a young man, I liked to race my horse...." - G.H.W.S. 1878-1962