I am just a stickler for 5 to 7 over the speed limit, so, most often when riding, I am waving cars by me...
I had a ticket for 15 over in 2002, 19 over in 2006, and 19 over in 2008...
I also had a lot of freaky stuff happen to my bikes and cars within a short period of time...
(fire/ bike, hit by someone while asleep at home and not in my car/ car, broken windshield/ -20 below F, and two hail storms)...
Now my insurance is low... I want to keep it that way... so, yeah, I pass people going the speed limit or lower... or the idiots on the BRP that you can sit behind for 30 minutes before they notice you.
Life is just easier that way...