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Old 12-06-2012, 12:15 PM   #6
bomber60015
Anatomically Correct
 
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Joined: Sep 2008
Location: Chicago-ish
Oddometer: 5,321
Check any potential insurance carrier regarding theier coverage of helmets and other gear -- found out, to our dismay, this spring, that American Family doesn't cover gear at all.

I imagine this varies from state to state, like most other things to do with insurance. . . . . it pays to ask the question
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