You won't know the insurance response until they get everything off and take a look. One cosmetic ding on the frame (head unit getting pushed back) and it'll be totalled, nothing you can do about it.
If it's deemed repairable, ask about diminished value assessment (as a vin check will show it's been in an accident). I'm not sure if it exists for bikes and also in many states it's not an option if it's being fixed on uninsured/underinsured basis (aka the dodgy guy on the other bike). If it is an option, you'll want to negotiate for it as it'll get you some cash as well as having the bike fixed.
If they are totalling it and you still want it, remember you can negotiate on the buyback price. Assume list price on parts and $60/hr for labor. Don't forget if you're buying parts, powersportswarehouse is 40% off list for KTM parts plus as said, good time to consider aftermarket replacements, Aqualine tanks, BRP triple clamp etc etc.
Good luck. Keep us informed (maybe here?) as to how it goes.
crazybrit screwed with this post 01-17-2013 at 10:51 AM