Originally Posted by bill pierce
Thanks for your input, I'll make a extension that extends down from the upper fender. The hugger will stay to protect the shock and keep things generally cleaner.
If you're planning on going off road, be careful with that hugger, could easily fill up with mud and trail debris leading to a locked rear tire.
Most dirt bikes have a fender extension flap type thing hanging down from the inner fender that protects the shock and extends down into the U of the swingarm, surprised the XR does not have one.