Originally Posted by The Walrus
Mexican insurance is a requirement.....can you buy it for the mainland without the TVIP?
IF, and I would say it again, IF anything goes wrong, do you realize what you could lose.........the TVIP is a credit card charge that is not processed for a period of time and refunded when you leave......
First of all, Mexico insurance is not a requirement**, but it is a very good idea. I don't ride Mexico without it.
Buying Mexico-specific insurance has nothing to do with obtaining the TVIP.
Referring to the OP question and keeping it in that context, the [insert personal risk calculation adjective here] risk one takes riding a "recreational vehicle" listed as the secondary on a primary vehicle TVIP on the highways is not forfeiture of the bike's TVIP deposit, it's impoundment of the bike itself.
**This may vary by individual Mexico state. There are 31 states and the Federal District. I don't keep up with all their laws, especially since I blanket cover my bike anyway, on every trip.