Congrats on learning. but get some training/good gear. Costly at first but the amount of damage it will prevent to woman and machine will be a savings.
It seems like you are doing the analysis well though.
R1150 GSA, KLR650, K75s(x3), RD350, PS250 (Big Ruckus) R65
If i still had every dollar I spent on motorbikes I would be a richer man but a poorer person.