Originally Posted by roadracer
Your US insurance only covers your vehicle the first 75 or 100mi into Mexico (usually, call to confirm).
If you get bajabound insurance for your race rig
You should ALWAYS drive Baja with FULL coverage, not Liability only. Really.
Back before Baja Bound Insurance we had a Ford crewbie stolen in Ensenada at a Baja 500 and I was using the company SCORE always suggested - Instant Mex Insure. That was a total nightmare for 6+ months getting what $ I wanted. There are many stories like mine.
Now with Baja Bound Insurance i haven't had to make a claim but I feel confident not only because I know where the owners live ;-) but they are totally into all types of Baja events. They're there having fun with the rest of us.
Geoff from BBI has been at all the Norra events pouring gas for racers in remote spots and he does the same at other races. Oh, and he rides a 450X so he must be hip!