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Old 04-27-2013, 09:16 PM   #30021
KOTW is a myth!
notmybikemodelname's Avatar
Joined: Mar 2008
Location: I'm in jail Dad, and I like it here.............
Oddometer: 7,276
Originally Posted by pcvance View Post
Go with Foremost motorcycle insurance, you get $25000 medical coverage when you get full coverage on the moto.....

When I crashed in 2010, they paid me about $2000 to fix the bike and replace gear, yeah gear is covered. They also paid all medical bills and expenses like first aid etc. 0 out of pocket! Medical bills were about $3000.
And your moto will be coverd for theft, fire, etc.
Fuck Geico.
Check it out Grinch.
Foremost is the brokerage side of Farmers. I've always gone with Progressive. 250/500 liability, 250/500 umb, 250 deduc on comp/coll, $150/yr for the KTM and $180 for the BMW.

As for mc only med insurance,. . Most carriers actually try to exclude riding all together, or for that matter, any risky endeavor. . Just get some good med insurance with excellent emergency room coverage and low to no deduc with zero copayment. It runs about $600/mth, but that's better than the $50k that they spent on my last med bills, including two surgeries.

If you're really healthy and don't ever go to the Dr, the look into a program called Tonik. It's actually designed for catastrophic medical, not for hypochondriacs that need to go to the Dr for every little thing. Pretty affordable and backed by Anthem BC.
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