Originally Posted by jackd
Steve G - need your knowledge once more. You run one 'Collector' plate over your herd of bikes and save big bucks. I'm contemplating purchasing another older BMW which I hope to run alongside my GS with a 'Collector' designation. What would be the way to go - running both with the common 'Collector' plate or go for separate coverage?
Yes, I've got a 'Multi-Vehicle Collector" plate. Starts to make financial sense if you are running 3 bikes or more. And it makes sense if you like to regularly run all your machines [as I very much do] rather than essentially mothball them. The basic insurance is of course based on engine size, except on a "Multi" plate, it's based on the bike with the biggest engine size. So if you've got for example a 1000cc bike, and 7- 250cc bikes, you pay the Multi plate cost of a 751-1150cc engine size [around $490/yr in the 'big smoke' of North Surrey.
Of course, then you will be faced with perhaps the most demanding and difficult of 'first world' problems, deciding which bike to ride on Sunday morning, and not needing to wait till the insurance place opens. And a word of caution,,,,about 25% of the time, I leave my house without swapping plates onto the bike I've decided to take out.
Once I've even ridden to bloody Squamish for coffee, and not noticing it until I got off the bike at Starbucks. This of course emphasizes complete adherance to speed limits with tail between my legs heading home.