And back to my question. CoPilot's POI and routing can be funky and I've decided to ditch it. I've also given MapFactor
a spin. While spartan, it does get the job done, and I assume that with the paid update to Tomtom, the POI and routing will dramatically improve.
But all things said and done, I've decided to go with Sygic. I hate the app's layout, but the routing and POIs are impressive and on par with Garmin and Tomtom. I think they use Navteq, so it's pretty much the same footing as tomtom. All said and done, they have something which works reliably, so they get my $60 for the NA maps.
This bring me back to my rant about garmin. They have what I want in the monterra, and if only they'd release that darn app standalone, I would have gladly paid them what I am going to pay Sygic. I agree with Thanantos, I'd gladly pay them 100 bucks for an app that works like their standalone devices rather than forking out for Sygic. But I guess they don't want me as a customer.