Only read your 1st post & few from this page.
I know the feeling.
I was hit head on, in my cage, Oct.8, 2011, by a guy going the wrong way on the highway. Broke all lower legs + collapsed lung, ribs & spleen issues.
Thank God for helicopter rescues & competent hospitals. Not enough can be said about good health care. I know if I was not in a major metro area, I'd probably be dead or way more disabled than I am now.
I agree with you on having Long Term disability insurance, thankfully I did.
I'm recovering from another surgery & hope to be back at work this year.
Thank the Lord for good family & friends.
Sent from my mind with some help from my fingers on Yappytalk2