OK, so I pulled the driveshaft and it feels fine. The joints move freely and with no slop. Obviously not new but not notchy or loose. No rust on the joints themselves but on the yokes and the splines are still lubed... i'd hope so, just did it 3 weeks ago.
FD moves freely with no sign of any grinding feeling or rough bearings. Maybe not as smooth as it could be, but it could just be me trying to find the problem too.
No metal on the magnet or in the oil.
Put it all back, new oil and it still clicks but not without the tire on, and the more weight on it, the more it clicks. Sounds like the bearing to me...
Dealer is still 9 days away and that sucks... R90 is down waiting on a $3 part but at least I still have the HD. I have no car, so I guess I need another spare bike! I'm going to use this to my advantage with my wife