Import, thanks for the story. Wish it had turned out better for you. I am hoping to avoid that, I guess time will tell.
My worst ride in the rain was on this years Mancation with some buddies. We had a couple of guys with us that were fairly new. We knew we were going to cut it close to miss the rain, but if we kept pace with what we are sued to we could pull it off.
Well, the new guys weren't able to keep that pace safely so we ran long and ended up in the cold rain in the dark in the mountains.....and THEN we hit gravel on street bikes!
I wrote it up on my blog. It was a 3 day trip but day 2 is the one I am talking about.