I've crashed on the street and the track and I'll be the first to admit it was my fault. The leathers saved my skin both times so I'm a firm believer in ATGATT. I won't say it gives me a false sense of security but riding in anything less makes me feel extremely vulnerable. Frankly, the nightly 20+ mile bicycle ride is much more dangerous. Worst wreck I've had was during a bicycle race. Road rash hurts. So does having a Shimano 105 cassette grind your right ankle into hamburger meat.
"If you are looking for the typical ride to a restaurant, eat tacos, hold the middle finger over the food, stop and take a picture of a gravel road type ride, you probably won't be interested." - dlrides
"A guy I know was the lead researcher for the University of Utah federally funded study of cellphone and texting use while driving. He found that your twice as dangerous as a drunk while using your cell phone and I think it was up to six times worse if the driver was texting."-dakardad