I just sold my 2006 XT225 after owning it a few months. It was fine for what you describe, very bulletproof and lightweight to handle, high mpg, 80-90. Great to putter around on, and I actually liked the soft suspension.
I just wanted something more powerful for longer trips and such. The XT was a bit short for me too.
Personally I'd rather buy a used XT, save some $$ and taxes, and have the very large following of parts, etc. I bought this one for half of what you're about to pay. That's a LOT of gas.