Well, if you put the money into it and the stock market is low. You are buying more shares. OK look at it this way. I put a few hundred bux a week into my 401k. My company matches me 88%. So if the stock they purchase has gone down from 100 a share to 50 a share. Now I'm buying double the stock. If the stock back up to 100 a share I've made some serious money. PLUS they have matched 88% of my money so it is ALMOST a win win. My take on it atleast.
I want to die peacefully in my sleep like my grandfather, not screaming in terror like his passengers.