It is really a moot point to look at anything other than out the door (OTD) pricing. A lower than MSRP bike is no better than an MSRP bike if there are add on charges, etc. I don't care where and on what line the charges are. I only care what the bottom line $$$$'s are. The only variable to this is when comparing OTD prices with different DMV fee and tax rates.
That being said, I just bought an F650GS and an F800GS from A&S and was ounbelievably pleased with the pricing OTD.
F650GS is my wife's and the F800GS is mine. AK here we come!!
Ride Safe, Ride Often, RIDE!!!!