I'm a MOTG AOTT guy. Everything but the riding pants, and I include those if I'm traveling or intend to spend a good bit of time on the bike. I don't bother to put them on though if I'm just running an errand or two.
"Fast is fine, but accuracy is everything"--Wyatt Earp
'09 Electra Glide Classic
'04 Sportster XL1200R