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Old 04-28-2011, 02:21 PM   #1
Bob Arthur OP
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Joined: May 2005
Location: New Bern, NC
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NC Insurance for KTM 200

Hey all:

I have a 2003 KTM 200 EXC that I have insured in NJ with Rider.. I relocated to NC with the military and even though NJ is still my state of legal residence, Rider won't insure the bike b/c I store and use it in NC and they do not cover NC.

I had a sweet policy with them $72 a year for liability on a dirt bike. What states are you all using for NC and what kind of rates are we talking ? I was going to hit up Progressive and possibly Geigo. Thanks a lot. Bob
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"and if i fall, what happens ?"
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'03 KTM 200 EXC ( )
'04 DRZ400s (dirt mod.): sold. I'll miss her I'm sure.
'02 DR200 (1st bike ever): sold.





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Old 04-28-2011, 02:23 PM   #2
uraberg
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Joined: Apr 2009
Location: Durham, NC
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I was paying $45 a year with geico for for a '93 350 husaberg here in NC
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Old 04-28-2011, 04:12 PM   #3
Gotlabs
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Joined: Jun 2008
Location: Locust Grove, VA
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I used progrssive through usaa and had decent rates.
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Old 04-28-2011, 10:20 PM   #4
SpeedyG942
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Joined: May 2008
Location: Raleigh, NC
Oddometer: 454
I recently shopped insurance a bit here in NC.
I have 2 bikes on the policy, 100/300/100 liability coverage along with uninsured/underinsured coverage.
First bike is 92 R100GSPD 2nd is 08 KTM 450- State Farm quoted $120 for 6 months, progressive was about the same, and today it is underwritten by Penn National- they were slightly cheaper (by about $20) but I can't remember the exact $....previously I had a policy with Southern Guaranty (for similar rate) but local agent dropped them & moved most everything to Penn National.
I thought that Flo would have hooked me up more considering that I also have a RV policy with them but they quoted higher....guess they gotta pay for the TV ads somehow From my experience I have not been able to get cycle coverage combined (aka discounted) with other vehicles.
Bottomline is I pay just under $200 a year for 2 bikes.
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Old 05-01-2011, 04:37 PM   #5
CplRooster
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Joined: Aug 2007
Location: Raleigh, NC
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I may have you beat, but I have USAA insurance for my vehicles.

I have a 07 KTM 525EXC and a 2000 Honda VFR800 and I pay less than $50 a month for both o f them. And that is with an "at fault" accident, 2 years ago.

So, if you are active or prior service military family, you owe it to yourself to at least check out USAA.
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