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Old 08-30-2013, 07:10 PM   #16
cug
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Joined: May 2009
Location: Sunny California
Oddometer: 4,593
Quote:
Originally Posted by double_entendre View Post
Maybe you're not insuring enough?
You mean three bikes, two cars, a house is not enough? Oh, and plus excellent driving records (no tickets, no at fault claims, no moves in five years, MSF classes, ...).

I'm not totally sure, it might not have been State Farm. Could have been Farmers, or Dairy Land, ... I really just recall it was "something agricultural".

And to be honest: I'm not unhappy with Geico, other than that they don't cover riding gear other than helmet. Good experience with them, pretty much all possible discounts.

Also, you can't say that one insurance company is generally cheaper than the other even for the same bike and rider as they sometimes classify bikes differently. In 2009 I checked a Yamaha FZ6, one insurance was something like $1500 for full coverage, another was $600. Same bike, same rider, same address, extremely similar coverage. Then a different bike was just the other way around.

You pretty much have to shop around even if you're just switching bikes. When the Tiger 800 came out here, some insurers classified the non-XC as a sportbike while others classified it as a tourer or dual sport. Makes a HUGE difference in the price.

Oh, and I just checked Progressive vs. Geico for our current bikes (2013 R1200R, 2014 R1200GS) ... about $1000 more per year than Geico. We'd have to crash often to make the gear coverage worthwhile. And so far, we didn't crash often.

cug screwed with this post 08-30-2013 at 07:19 PM
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Old 08-31-2013, 02:39 PM   #17
lvscrvs
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Joined: Jan 2010
Location: norcal
Oddometer: 600
Quote:
Originally Posted by trc.rhubarb View Post
Call Mike Felder (925) 687-8045
He's a broker and a rider.
He only sells motorcycle insurance, only in CA and works without fee to you.
He's been cheaper for me than anywhere else I've looked and is a good guy.

Looks like his webguy let his website die but he's still out there.
+1 - got great rates for me and a good guy
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Tiger 955i / Yamaha WR250R < Tiger 955i / DRZ400S / R1150GS < FJR1300 < DL1000 < BMW R1100RS < Ducati ST4 < DL650 zzzzz 30+ years zzzzz 125 Honda Elsinore < Suzuki TM250 < Yamaha 90 Enduro < Taco
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Old 09-03-2013, 12:24 PM   #18
Rapid Dog
bikes, booze, broads...
 
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Joined: Oct 2003
Location: Strangel Living West of Hell
Oddometer: 8,936
Thumb Mike Felder Insurance +++1

...best of the best, a guy who will go the extra mile to save you, and he's a motorcyclist.
Been my main man for over 10 years.


Mike Felder Insurance
2465 Salvio #d
Concord, CA 94520
(800) 729-2537
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'09 450 EXC Nani Roma Limited/'08 R1200R-Gone to the Hipsters/'02 Dirty lil KTM400EXC-gone to a good home/'10 WR290X/R buhbye!
'81 R100RS Rattlecandy Red/'06 950 ADV Orangeboom/91 R100GSPD Derelict

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