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Old 07-02-2013, 06:43 PM   #8056
jimtoe
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Quote:
Originally Posted by KamikazeKLR View Post

Also, I'm looking for someone in Ontario to insure my bike under since I didn't have enough time to do it in NFLD.
If you know someone that's willing to do that, lemme know! Chris and I can't ride our bikes cause the insurance here.
You have to have the ownership transferred to who ever is insuring it. Better be someone you trust. Also to have you as a insured driver you have to be applied to that policy. Depending on your driving record that could get pricey as well.

When I had my KLR and Harley insured it became a nightmare for first year insurance as you need a safety done and ownership transfer. Tax man jumps in and takes a piece of that as well based on bike book value. If that is not enough you also need to provide a drivers abstract and vehicle incident report. When I went through that MPI became very curious as to why I needed it if not leaving the province.

My brother used the excuse that we travelled together in his motor home on holidays so I should be covered on all his vehicles since we never new what we would have in tow. MPI and his private insurance accepted that reason so I got lucky.

When I bought the Versys it was just easier to pay the $800 difference and know I have good (actually much better coverage) than with private. To have the same coverage that we get as basic costs more than you would think.




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Old 07-02-2013, 07:11 PM   #8057
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All my dealings with MPIC sucked very, very much.
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Old 07-02-2013, 07:51 PM   #8058
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Originally Posted by ZZR_Ron View Post
Congrats Rob! Always nice to get that crap over with!
Thanks Ron! Went for short ride tonight...so far so good...knock on wood!!
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Old 07-02-2013, 08:10 PM   #8059
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Hey, just remember when you go into the first water crossing, you can't lift the front wheel like the 535!!!
I have been watching my KLX 400, the neighbour is having a riot with it. He brings it home covered in mud, he is all cut up and bruised and grinning from ear to ear. Apparently when you are younger the 400 is an ample dirt bike for all sorts of shit riding.
I am glad he is pleased with it, gets me a life time supply of rally stickers... Lol
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Old 07-02-2013, 08:51 PM   #8060
dryden_rider_54
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Quote:
Originally Posted by KamikazeKLR View Post
Nice. I have the highway pegs already, so I just need the guards.

Also, I'm looking for someone in Ontario to insure my bike under since I didn't have enough time to do it in NFLD.
If you know someone that's willing to do that, lemme know! Chris and I can't ride our bikes cause the insurance here.
yes you would Need an ON address, a safety check (not hard) and to register the bike in ON before you could insure it.
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Old 07-03-2013, 03:46 AM   #8061
2whlrider
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Quote:
Originally Posted by dryden_rider_54 View Post
yes you would Need an ON address, a safety check (not hard) and to register the bike in ON before you could insure it.
And,I think, if they registered them in their own names they would need ON driver's licenses along with that ON address?
Or putting the bike ownership in an ON resident. A lot to ask of a person I'd say.
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Old 07-03-2013, 04:56 AM   #8062
FINNDIAN
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As long as you have an Ontario address you can use, the mto will create an Ontario rin# for you to register any vehicles you want. No big deal. I do it all the time for customers who vacation here.

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Old 07-03-2013, 05:29 AM   #8063
dryden_rider_54
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Originally Posted by 2whlrider View Post
And,I think, if they registered them in their own names they would need ON driver's licenses along with that ON
Yes the drivers licence may be the one sticking point but as Finndian says there are lots of people who live here seasonally who have vehicles registered and insured so there must be a way to get it done.
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Old 07-03-2013, 06:14 AM   #8064
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Quote:
Originally Posted by FINNDIAN View Post
As long as you have an Ontario address you can use, the mto will create an Ontario rin# for you to register any vehicles you want. No big deal. I do it all the time for customers who vacation here.

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Quote:
Originally Posted by dryden_rider_54 View Post
Yes the drivers licence may be the one sticking point but as Finndian says there are lots of people who live here seasonally who have vehicles registered and insured so there must be a way to get it done.
Interesting. I'll have to look into it more. Thanks.
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Old 07-03-2013, 07:13 AM   #8065
FINNDIAN
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Fyi. A lot I do have no physical address here and just use someone else's address

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Old 07-03-2013, 08:21 AM   #8066
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Curious to see how this one turns out, I have 5 Seasonal bikes that would prefer Ontario's insurance system. My spider senses tell me it's not going to be cheap, particularly for full coverage.... I will standing in line with you Dave at the Kenora Motor Vehicle Branch.
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Old 07-03-2013, 09:52 AM   #8067
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Full coverage is about 100 bucks more than PLPD.

The biggest savings are on small cc bikes. I pay about 200 a year for the little CBR.
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Old 07-03-2013, 11:38 AM   #8068
Whyswoman
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Call me overly cautious, but, knowing that insurance companies tend to look for loopholes to avoid paying out claims, I suspect that, in the event of an accident, a Manitoba rider with Ontario insurance may well find his/herself SOL in terms of making a successful claim...I'm just sayin'....






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Old 07-03-2013, 11:47 AM   #8069
2whlrider
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Quote:
Originally Posted by ZZR_Ron View Post
Full coverage is about 100 bucks more than PLPD.

The biggest savings are on small cc bikes. I pay about 200 a year for the little CBR.
What is PLPD?
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Old 07-03-2013, 12:44 PM   #8070
dryden_rider_54
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Originally Posted by 2whlrider View Post
What is PLPD?
Public liability Property damage. It is the basic one you need to get on the road. Basically coverage for the other guy but not for you.

Fire, theft, vandalism and comprehensive (basically everything but if you are in an at fault accident) and collision are bought separately within your policy.
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