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Old 04-10-2014, 04:11 PM   #1
franko OP
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Location: Puerto Vallarta, MX
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Moto Insurance in Mexico

Greetings:
I recently purchased a Mexican plated moto here in Mexico. I checked with Qualitis, the same company I have car insurance with). They gave me a quote of almost $900 USD a year and would not cover for true replacement value! Yikes. Anyone have any experience with a Mexican Insurance company that covers motorcycles purchased and plated in Mexico that might be a bit more reasonable?
Thanks much
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Old 04-10-2014, 04:51 PM   #2
pax maac
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Location: Toluca, Mexico (near Mexico City)
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Last time I was getting quotes I went to Liverpool, the department store. They have an insurance department. Not sure which company they work with, but they offered me as much coverage as I wanted for my 95 R1100GS which has been imported and nationalized from the US. The more I wanted it covered for, the more it was. I think for a 95,000 peso value they wanted to charge me around 8,000 pesos a year. I thought it was interesting that I could pick how much it was worth.

I ended up not getting it though. In general I'm pretty sure it's not gonna be cheap anywhere.
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Old 04-11-2014, 07:34 PM   #3
damasovi
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Quote:
Originally Posted by pax maac View Post
I ended up not getting it though. In general I'm pretty sure it's not gonna be cheap anywhere.
He is correct. YOu do not mention what bike you have, BUT nothing related to motorcycles is cheap in Mexico, (insurance and loans for example). So $900 sounds good if it has 3rd party liability, medical insurance for driver/passanger and legal advice in case of an accident.

There are other options also but I do not know. Have you gone to motoviajero.com or the Grupo Touaregs in Facebook, many locals from MExico area and they are always cool and welcoming.

Cheers

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Old 04-12-2014, 09:19 PM   #4
franko OP
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Thanks

Good info folks. Still much to learn since moving here last year. The bike is a 2008 R1200GS Adventure. Might just go the basic liability route. For $900 USD for full coverage and only covering the bike at 90,000 pesos I will need to really break down the pros and cons. Thanks again.
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Old 04-12-2014, 09:45 PM   #5
pax maac
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I found some promotional stuff from a moto show I went to that had lots of insurers there. You can try these-

www.abasoloseguros.com

Qualitas says they specialize in BMW's- qualitas.com.mx

AOM asesores, I think they work with GNP and Mapfre. They quoted me at 6,600 a year for coverage with a 10% deductible for robo total. ventas@aomasesores.com
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Old 04-14-2014, 06:07 AM   #6
Kiko
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A local agent for Qualitas quoted me about $275 USD annual for liability on Mexican plated 650 class machines. PM me if you want the contact info,
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Old 04-14-2014, 01:53 PM   #7
Animo
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Insuring bikes is not cheap.

Qualitas:

2013 R1,200gs
Material Damage: 203,200pesos, 5% deductible
Theft coverage: 203,200pesos, 10% deductible
Civil responsibility: 3,000,000p per event
Medical coverage per passenger: 100,000p per event
Legal costs: Covered

18,466.05p per year
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Old 05-02-2014, 05:36 AM   #8
Kiko
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Agent Claude Bellon, bi-lingual, (33) 1602 3777 in Jalisco. I checked my quote and I was wrong in my earlier post.

The premium he quoted was the same price for a 2006 Honda XR650R or a 2008 Kawasaki Versys at 1508 MXN, Liability only. Qualitas. Quoted in September of 2013 1,000,000 per event. Prices have gone up since the new liability minimums were increased so I don't have a current price yet.

I had a claim with Qualitas on my car and it went well, 'fue pan comido'.
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Old 05-06-2014, 11:14 AM   #9
Arte
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Location: McAllen TX, MEXICO
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expensive for my bike, ktm 2011 adv R

coberturaslímite máximo de responsabilidad deducibleampliolimitadoResponsabilidad civil
daños materialesvalor CONVENIDO5%
robo totalvalor CONVENIDO10%
responsabilidad civil
bienes
500.000.000
responsabilidad civil
personas
500.000.00
Gastos medicos conductor y ocupantes100.000.00
Asistencia completaAmparada
defensa legalamparada
muerte accidentalamparada
extensión de responsabilidad civilAMPARADA
EXTENSIÓN DE MUERTE ACCIDENTALAMPARADA
ACCESORIOS DE MOTOCICLETASMAX** 20% VALOR MOTO10%
CASCO Y/O VESTIMENTASvalor FACTURA10%
COBERTURA LLAVEAMPARADA
** MÁximoPRIMA TOTAL:$20,787.55 $10,930.50 $2,712.97
$20,787.55
$10,930.50 $2,712.97

1. Third party liability only = $2,700 pesos/yr
(inclues rider/passanger/ and others for medical expenses, legal support, etc
2. same as above plus bike stolen coverage = $10,950 pesos/Yr
3. same as above plus coverage for bike damages = $20,787 pesos/yr

www.mapfre.com.mx
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Old 05-12-2014, 07:02 PM   #10
SR
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Quote:
Originally Posted by Kiko View Post
Agent Claude Bellon, bi-lingual, (33) 1602 3777 in Jalisco. I checked my quote and I was wrong in my earlier post.

The premium he quoted was the same price for a 2006 Honda XR650R or a 2008 Kawasaki Versys at 1508 MXN, Liability only. Qualitas. Quoted in September of 2013 1,000,000 per event. Prices have gone up since the new liability minimums were increased so I don't have a current price yet.

I had a claim with Qualitas on my car and it went well, 'fue pan comido'.

+1 Claude at Qualitas. I just purchased a policy from him. Great customer service. He got me a quote in a day in a half. I'm still waiting on a quote from the local competition. It's going on 11 days!

3,400 pesos/year for a 2007 DL650. Includes:
-Theft with 10% deductible.
-Liability.
-Legal Costs.

I waived personal injury, because I have health insurance and I waived collision, because if I crash I want to fix it myself, not with the insurance company's mechanic. It would have been 6,500 with full coverage.
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Old 05-12-2014, 07:43 PM   #11
Kiko
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SR what are liability limits in Durango?

Here in Jalisco the minimum required I think is something like 3,000,000 MXN. I don't think I will ever wipe out a burro off road that is worth 3 mil but hell who knows??
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Old 05-13-2014, 04:58 PM   #12
SR
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Kiko, it's still around 1 million pesos here. My MC quote was for 1.2 million. According to Claude if someone causes a death it's a 1.5 million peso restitution per person. It is hard to imagine a scenario where I would cause multiple deaths with my WeeVSTOM but I just asked Claude to send me a quote with more liability coverage to see the price difference.
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Old 07-09-2014, 07:58 PM   #13
Grynch
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Mexican insurance

Lewis and Lewis, brokers out of California. check them out.
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