Arizona MC insurance

ChrisC · 10-19-2012, 06:32 AM

I find myself about to pull up stakes here in upstate New York (yes!) and head for Northern Arizona. I just got a quote from Progressive for insurance on my two bikes that blew me away. They want to more than double my policy to almost $600 for a 10 year old 640A and a 1945 BSA.

That is just fuckin' stupid...

Anybody want to throw out some good carriers for the Prescott area?

Thx, Chris

HoosierTrailmaster · 10-19-2012, 06:59 AM

That doesn't seem right, I have a '10 990 ADV, '02 650R and and '01 XR 400 and it is about $400 a year in Tucson with Progressive. But then again, you have to check and see what the policy details are.

cyberdos · 10-19-2012, 07:52 AM

I've got geico and I insure 3 bikes (liability only) for under $300. Insurance is considerably lower here than in NY. Take that to the bank.

[edit] OK, I dunno wtf I was thinking with that number but I just checked my policy and for the 3 bikes I pay $165/yr. 15/30 on 95 VFR, 01 DRZ400 and 98 ktm380. Which reminds me I've got to drop the 380's insurance.

so yeah, get a quote from someone else.

Morgan Steele · 10-19-2012, 08:02 AM

According to Bankrate, NY is 2nd and AZ 12th for expense of premiums. So, there's a chance at some savings but not too much. In AZ, motorcycle insurance rates factor in the reality that we have year around riding as opposed to back east.

Your best bet is to bundle and shop around. Good luck and welcome to AZ!

rhino105 · 10-19-2012, 08:05 AM

http://markelinsuresfun.com/products...3ac5b7f3d75256

CrashDBad · 10-19-2012, 10:54 AM

I've used this allstate agent for years. if you combine with renters/homeowners policy and auto, the bikes drop quite a bit. I've paid as liitle as $28 year for liability. Your zipcode for home adress will affect yoru rates as well as personal credit.

Chris King Allstate

3014 N Hayden Rd Ste 117
Scottsdale, AZ 85251
P: (480) 425-0773

KTMSER · 10-19-2012, 11:31 AM

I have been with these guys for 13 years....

TD Insurance

1430 East Indian School Road
Suite 240
Phoenix, AZ 85014

602.254.3208
602.274.3463
http://www.tdinsuranceaz.com

DirtRider.... · 10-19-2012, 11:33 AM

I have State Farm local office in Havasu for my 08 KTM 450... your quote sounds high but i'm sure it depends on your driving history and coverage.

bisbonian · 10-19-2012, 08:59 PM

Add a second "rider" to your policy.

I added my wife to my motorcycle policy, she has no motorcycle license and has never ridden, and my policy dropped by something like $40.

AZbiker · 10-21-2012, 08:10 PM

When I first moved to AZ I got a quote from Progressive. They evidently don't want to write motorcycles in this state.

I am with American Family. This is my agent's website: http://insurance-agency.amfam.com/AZ/steve-l-joannes/

Never had any problems with AmFam. Rates are very reasonable.

My old agent's name is John Cole. He was also a good agent but decided to strike out on his own. Here is his info:

Cole Insurance Specialists, Inc
8148 E State Rt 69
Prescott Valley, AZ 86314
(928)775-0160
(928)775-0099 Fax

Good luck and welcome to the Free World.

ChrisC · 10-22-2012, 08:16 AM

Thanks for all the input. Much appreciated...

10-19-2012, 06:32 AM	#1
ChrisC ^OP Molon Labe Joined: Feb 2003 Location: Prescott, Arizona USA Earth Oddometer: 6,286	Arizona MC insurance I find myself about to pull up stakes here in upstate New York (yes!) and head for Northern Arizona. I just got a quote from Progressive for insurance on my two bikes that blew me away. They want to more than double my policy to almost $600 for a 10 year old 640A and a 1945 BSA. That is just fuckin' stupid... Anybody want to throw out some good carriers for the Prescott area? Thx, Chris __________________ Chris '03 KTM Adventure 640 '43 BSA M20WD

10-19-2012, 06:59 AM	#2
HoosierTrailmaster Just an Old Grizzly Joined: Apr 2008 Location: Under the Tucson Sun Oddometer: 2,094	That doesn't seem right, I have a '10 990 ADV, '02 650R and and '01 XR 400 and it is about $400 a year in Tucson with Progressive. But then again, you have to check and see what the policy details are. __________________ '06 Beta RR 525 "Red KTM" '02 GasGas EC 300..."The Smoke" '10 KTM 990 ADV R "Brutus Beefcakes"

10-19-2012, 07:52 AM	#3
cyberdos True Story Bro Joined: Sep 2005 Location: Queen Creek, AZ Oddometer: 17,623	I've got geico and I insure 3 bikes (liability only) for under $300. Insurance is considerably lower here than in NY. Take that to the bank. [edit] OK, I dunno wtf I was thinking with that number but I just checked my policy and for the 3 bikes I pay $165/yr. 15/30 on 95 VFR, 01 DRZ400 and 98 ktm380. Which reminds me I've got to drop the 380's insurance. so yeah, get a quote from someone else. __________________ ... Presione dos para español. cyberdos screwed with this post 10-19-2012 at 07:58 AM

10-19-2012, 08:05 AM	#5
rhino105 Gnarly Adventurer Joined: Mar 2007 Location: East Mesa Az Oddometer: 161	http://markelinsuresfun.com/products...3ac5b7f3d75256 __________________ 2000 Honda XR650R 2000 TM300E 2001 Kawasaki ZRX1200 + a bunch more.

10-19-2012, 08:59 PM	#9
bisbonian Studly Adventurer Joined: Nov 2007 Location: Bisbee, AZ & Banamichi, Sonora Oddometer: 894	Add a second "rider" to your policy. I added my wife to my motorcycle policy, she has no motorcycle license and has never ridden, and my policy dropped by something like $40. __________________ My 2009 Alaska Adventure

10-19-2012, 08:02 AM	#4
Morgan Steele Adventurer Joined: Jan 2012 Location: Scottsdale, AZ Oddometer: 82	According to Bankrate, NY is 2nd and AZ 12th for expense of premiums. So, there's a chance at some savings but not too much. In AZ, motorcycle insurance rates factor in the reality that we have year around riding as opposed to back east. Your best bet is to bundle and shop around. Good luck and welcome to AZ!

10-19-2012, 10:54 AM	#6
CrashDBad Big man, little bike Joined: Feb 2006 Location: Set the controls for the heart of the sun Oddometer: 2,038	I've used this allstate agent for years. if you combine with renters/homeowners policy and auto, the bikes drop quite a bit. I've paid as liitle as $28 year for liability. Your zipcode for home adress will affect yoru rates as well as personal credit. Chris King Allstate 3014 N Hayden Rd Ste 117 Scottsdale, AZ 85251 P: (480) 425-0773

10-19-2012, 11:33 AM	#8
DirtRider.... Gnarly Adventurer Joined: Nov 2008 Location: Southern California Oddometer: 263	I have State Farm local office in Havasu for my 08 KTM 450... your quote sounds high but i'm sure it depends on your driving history and coverage.

10-21-2012, 08:10 PM	#10
AZbiker Crunkin' with crackers Joined: Mar 2005 Location: Prescott Valley, 3 blocks from the 89A Oddometer: 6,910	When I first moved to AZ I got a quote from Progressive. They evidently don't want to write motorcycles in this state. I am with American Family. This is my agent's website: http://insurance-agency.amfam.com/AZ/steve-l-joannes/ Never had any problems with AmFam. Rates are very reasonable. My old agent's name is John Cole. He was also a good agent but decided to strike out on his own. Here is his info: Cole Insurance Specialists, Inc 8148 E State Rt 69 Prescott Valley, AZ 86314 (928)775-0160 (928)775-0099 Fax Good luck and welcome to the Free World. __________________ rubber side down, derek http://azbiker.smugmug.com Got SmugMug? If not, save some cash and use my code: McYdbycdcvM5Q

10-22-2012, 08:16 AM	#11
ChrisC ^OP Molon Labe Joined: Feb 2003 Location: Prescott, Arizona USA Earth Oddometer: 6,286	Thanks for all the input. Much appreciated... __________________ Chris '03 KTM Adventure 640 '43 BSA M20WD

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