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Old 10-19-2012, 06:32 AM   #1
ChrisC OP
Molon Labe
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Joined: Feb 2003
Location: Prescott, Arizona USA Earth
Oddometer: 6,310
Arizona MC insurance

I find myself about to pull up stakes here in upstate New York (yes!) and head for Northern Arizona. I just got a quote from Progressive for insurance on my two bikes that blew me away. They want to more than double my policy to almost $600 for a 10 year old 640A and a 1945 BSA.

That is just fuckin' stupid...

Anybody want to throw out some good carriers for the Prescott area?

Thx, Chris
'03 KTM Adventure 640
'43 BSA M20WD
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Old 10-19-2012, 06:59 AM   #2
Just an Old Grizzly
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Joined: Apr 2008
Location: Under the Tucson Sun
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That doesn't seem right, I have a '10 990 ADV, '02 650R and and '01 XR 400 and it is about $400 a year in Tucson with Progressive. But then again, you have to check and see what the policy details are.
'06 Beta RR 525 "Red KTM"
'02 GasGas EC 300..."The Smoke"
'10 KTM 990 ADV R "Brutus Beefcakes"
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Old 10-19-2012, 07:52 AM   #3
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Joined: Sep 2005
Location: Queen Creek, AZ
Oddometer: 23,941
I've got geico and I insure 3 bikes (liability only) for under $300. Insurance is considerably lower here than in NY. Take that to the bank.

[edit] OK, I dunno wtf I was thinking with that number but I just checked my policy and for the 3 bikes I pay $165/yr. 15/30 on 95 VFR, 01 DRZ400 and 98 ktm380. Which reminds me I've got to drop the 380's insurance.

so yeah, get a quote from someone else.
Presione dos para español.

cyberdos screwed with this post 10-19-2012 at 07:58 AM
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Old 10-19-2012, 08:02 AM   #4
Morgan Steele
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Joined: Jan 2012
Location: Scottsdale, AZ
Oddometer: 111
According to Bankrate, NY is 2nd and AZ 12th for expense of premiums. So, there's a chance at some savings but not too much. In AZ, motorcycle insurance rates factor in the reality that we have year around riding as opposed to back east.

Your best bet is to bundle and shop around. Good luck and welcome to AZ!
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Old 10-19-2012, 08:05 AM   #5
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Location: East Mesa Az
Oddometer: 161
2000 Honda XR650R 2000 TM300E 2001 Kawasaki ZRX1200 + a bunch more.
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Old 10-19-2012, 10:54 AM   #6
Crashed Bad
Big man, little bike
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Joined: Feb 2006
Location: Set the controls for the heart of the sun
Oddometer: 2,185
I've used this allstate agent for years. if you combine with renters/homeowners policy and auto, the bikes drop quite a bit. I've paid as liitle as $28 year for liability. Your zipcode for home adress will affect yoru rates as well as personal credit.

Chris King Allstate

3014 N Hayden Rd Ste 117
Scottsdale, AZ 85251
P: (480) 425-0773
Nothing upsets a woman like a man at leisure.
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Old 10-19-2012, 11:31 AM   #7
Big bike friendly
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Joined: Nov 2006
Location: Six feet from hell Phoenix AZ
Oddometer: 2,743
I have been with these guys for 13 years....

TD Insurance

1430 East Indian School Road
Suite 240
Phoenix, AZ 85014

Originally Posted by WaterWheel View Post
The things I would do with that old broad would make a seasoned porn producer puke.
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Old 10-19-2012, 11:33 AM   #8
Gnarly Adventurer
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Joined: Nov 2008
Location: Southern California
Oddometer: 277
I have State Farm local office in Havasu for my 08 KTM 450... your quote sounds high but i'm sure it depends on your driving history and coverage.
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Old 10-19-2012, 08:59 PM   #9
Studly Adventurer
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Joined: Nov 2007
Location: Bisbee, AZ & Banamichi, Sonora
Oddometer: 981
Add a second "rider" to your policy.

I added my wife to my motorcycle policy, she has no motorcycle license and has never ridden, and my policy dropped by something like $40.
My 2009 Alaska Adventure

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Old 10-21-2012, 08:10 PM   #10
Crunkin' with crackers
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Joined: Mar 2005
Location: Phoenix, in the Arcadia area
Oddometer: 6,949
When I first moved to AZ I got a quote from Progressive. They evidently don't want to write motorcycles in this state.

I am with American Family. This is my agent's website:

Never had any problems with AmFam. Rates are very reasonable.

My old agent's name is John Cole. He was also a good agent but decided to strike out on his own. Here is his info:

Cole Insurance Specialists, Inc
8148 E State Rt 69
Prescott Valley, AZ 86314

(928)775-0099 Fax

Good luck and welcome to the Free World.
rubber side down,


Got SmugMug? If not, save some cash and use my code: McYdbycdcvM5Q
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Old 10-22-2012, 08:16 AM   #11
ChrisC OP
Molon Labe
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Location: Prescott, Arizona USA Earth
Oddometer: 6,310
Thanks for all the input. Much appreciated...
'03 KTM Adventure 640
'43 BSA M20WD
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