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Old 11-25-2012, 06:11 PM   #1
Hewby OP
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Nicaragua no insurance.

Hey all just a quick question. Posting as I have limited ability to search the forum on the mobile.

Came into nicaragua today at Los manos and after no Internet yesterday didn't realize I needed insurance and didn't spot any at the border, nor did they ask for it?! Oops. In the small town of jinoteca (after some fun roads) and wondering on advice. Don't know if I can get insurance here now. Heading to granada tomorrow and try there? Or is it not needed?

Thanks again.

Deb
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Old 11-25-2012, 09:26 PM   #2
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They normally require you to buy it for $12 bucks right there on the spot when you import the bike. Its normally part of the bike permit process. Maybe the customs agent forgot about it before issuing you the bike permit? I would say dont worry about it now because you only need to buy it to get the permit. But that's just me.
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Old 11-26-2012, 06:48 AM   #3
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Originally Posted by Hewby View Post
Hey all just a quick question. Posting as I have limited ability to search the forum on the mobile.

Came into nicaragua today at Los manos and after no Internet yesterday didn't realize I needed insurance and didn't spot any at the border, nor did they ask for it?! Oops. In the small town of jinoteca (after some fun roads) and wondering on advice. Don't know if I can get insurance here now. Heading to granada tomorrow and try there? Or is it not needed?

Thanks again.

Deb
At this point you will only need it if stopped by the police. BaldOne and I spend about 10 minutes tying to understand why the police lady keep saying seguro. Stay off the main roads and you'll be fine.
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Old 11-26-2012, 07:26 AM   #4
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ok, wont be able to stay off all the main roads, as have to get through pretty quick to cacth the steal rat on the 7th Dec,
but the poilce are bad here arent they ? and when they stop you they ask for insurnace? and then how bad is it if you dont have it? mmm. I will try and find some but i really dont know where to look. bugger for only a few days....
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Old 11-26-2012, 08:02 AM   #5
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I didn't find any "bad" police, just ones wanting to make some extra money. After they realize you are not going to be intimidated they are ok. At this point, I'd only get some if you want to avoid explaining why you don't have insurance if you get stopped. And, if you do they will only want some $$ as a "fine". I made the mistake of not preparing my wallet with a few small bills before taking off one day so it was a little hard to say I was broke

You will not be asked for any proof of insurance when leaving Nicaragua.
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Old 11-26-2012, 09:06 AM   #6
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At Los Manos the Insurance booth or table is 50 ft passed the Aduana window. I was stopped twice by the Police and asked for my license only, both times for speeding and they wanted a donation, which I never provided I was pleasant and waited them out in the shade. Just turn on the charm and you will be okay.
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Old 11-26-2012, 01:37 PM   #7
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Fantastic thanks. Been past 2 police stops now and have been waived through. Nice to know they are generally not after insurance papers! And I can turn on the charm when needed. Will wing it for the few days I am here, keep my speed down and stay off the PanAm as much as I can.

Cheers all.
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Old 11-26-2012, 01:58 PM   #8
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If you end up in Granada the Hotel Dorada is $15.00 and you can park in the hallway, it is 2 blocks west from the main park close to Merced Church. They have a hammock making co op. The food stand in 1 corner of the park sells somthing called Vidrone ,Yucca topped with pork rinds and a hot pepper cole slaw.....yummy!
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Old 11-26-2012, 04:06 PM   #9
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if you want something to wrry about besides being hassled by the po-po for not having a card, just get into an accident and not have one. you will be locked up until the damage, property, bodily or otherwise is paid in full. oh, and just how you do that whilst locked up? that's your problem. this is the ONLY reason Nica has minimum mandatory insurance requirements. without it, no one would ever get paid for damage. in granada, you can purchase the insurance from Mapfre which is on avendida de madrid. ask around, granada is not that big.

for $15.00 it aint worth "winging it" as you say. that's the stuff nightmares are made of. I'd pay $150 to stay out of a nica jail.
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Old 11-26-2012, 04:55 PM   #10
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if you want something to wrry about besides being hassled by the po-po for not having a card, just get into an accident and not have one. you will be locked up until the damage, property, bodily or otherwise is paid in full. oh, and just how you do that whilst locked up? that's your problem. this is the ONLY reason Nica has minimum mandatory insurance requirements. without it, no one would ever get paid for damage. in granada, you can purchase the insurance from Mapfre which is on avendida de madrid. ask around, granada is not that big.

for $15.00 it aint worth "winging it" as you say. that's the stuff nightmares are made of. I'd pay $150 to stay out of a nica jail.
Brilliant. Thanks for the advice on the place to get it. Will do in the am.
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Old 11-27-2012, 10:30 AM   #11
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Ok. So I couldn't find la Madrid street but I got the insurance at the end at;

"iniser" Corner of 14th de septiembre and Calle Estrada. Just south of la Merced church.

$12.

Done. Feel better. Thanks TeeVee for telling me to pull my finger out.
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Old 11-27-2012, 03:44 PM   #12
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all the insurers there are the same anyway. glad you got it. glad to help out.

for $12, better safe than in jail....
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Old 11-29-2012, 05:18 AM   #13
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all the insurers there are the same anyway. Glad you got it. Glad to help out.

For $12, better safe than in jail....
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Old 11-30-2012, 08:06 PM   #14
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Was pulled over by the police on a small road in isle of ometepe asking for my insurance. Brilliant! Only time pulled over in Nicaragua and I said here it is and they let me go! Thanks all
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Old 12-01-2012, 05:33 AM   #15
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Was pulled over by the police on a small road in isle of ometepe asking for my insurance. Brilliant! Only time pulled over in Nicaragua and I said here it is and they let me go! Thanks all
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