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Old 02-15-2013, 05:56 AM   #1
Donkey OP
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Motorcycle insurance for MA riders?

Hey massholes what's the cheapest & best insurance you've found? I don't believe Foremost writes in MA (still)!!

Thanks for your suggestions, I appreciate it
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Donkey screwed with this post 02-15-2013 at 05:43 PM
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Old 02-15-2013, 03:54 PM   #2
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Old 02-15-2013, 06:04 PM   #3
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I've got progressive on my SV1k and DRZ; full on the SV, bare minimum on the DRZ. It's significantly more expensive than insurance in any of the other states I've lived in, but not unreasonable. Haven't had any experience with other companies, so I can't help you there.

Hope that helps!
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Old 02-15-2013, 06:42 PM   #4
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Originally Posted by sevenpointsixtwo View Post
I've got progressive on my SV1k and DRZ; full on the SV, bare minimum on the DRZ. It's significantly more expensive than insurance in any of the other states I've lived in, but not unreasonable. Haven't had any experience with other companies, so I can't help you there.

Hope that helps!
I appreciate the feedback, we have progressive on the car but wasn't sure if there was something as low as foremost but still worthwhile...
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Old 02-16-2013, 08:43 PM   #5
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Massachusetts only deregulated (and even so only partially dergulated) motor vehicle insurance in recent years. Used to be that every company charged the same price for the same standard policy. Since dergulation the number of insurers doing business in MA has increased (and they can set their own prices), but I still don't think we have the full variety some other major markets do.
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Old 02-20-2013, 07:57 PM   #6
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No Insurance Carriers are not allowed to use credit scores as a basis for underwriting in Massachusetts.

This is interesting.. http://www.insurancejournal.com/news.../04/272682.htm

I use Hanover only because they writemy house and other vehicles and I have an Umbrella policy .. I don't want to get another carrierin the mix as I may have issues with my Umbrella + Hanopver is willing to insure my house in a coastalcommunity without a seperate (much higher) wind deductible.. so If they are a bit high on my bike, I will live with that..
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Old 02-21-2013, 02:40 PM   #7
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progresive is working for me

I just had to deal with them after a loss and had a no issues with the way they handled the loss.

they treaded me well and adjustor cut a check after see looked at bike.
just be sure to tell your agent if you have any farkles add on.

as long as you state add on values before to submit a claim they will pay for farkles as well.

I was happy with them
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Old 02-22-2013, 07:03 AM   #8
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Originally Posted by sailer View Post
...they treaded me well....
So got new tires out of it?

Quote:
... and adjustor cut a check after see looked at bike.
Took a look see....

(lol - Most of that passes spell check too, except for "adjustor".)
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Old 02-22-2013, 09:49 AM   #9
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so do people feel that progressive has low rates in mass?


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Old 02-23-2013, 05:42 AM   #10
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so do people feel that progressive has low rates in mass?


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Carriers set different rates for different types of business.., It has a lot to do with whether they are interested in that class of business..
Suggest you contact an independent broker that deals with many insurance carriers and that broker will get quotes from multiple companies and be sure the coverage offered by each is adequate and correct. Progressive is a "direct writer".. they don't have agents.. so the person there works for them as opposed to working for you.. That's a huge difference.. but get the broker quotes and then go to Progressive and compare..
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Old 02-23-2013, 04:10 PM   #11
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Carriers set different rates for different types of business..
Yeah. It is un-possible that any one carrier would always be cheapest. Or everyone would use them and there would only be one insurance company. You just gotta get a quote for your specific situation.
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Old 02-25-2013, 03:07 PM   #12
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Quote:
Originally Posted by viverrid View Post
So got new tires out of it?


Took a look see....

(lol - Most of that passes spell check too, except for "adjustor".)
WOW ! I really need to check my spelling.

see you at Berkshire, I be working on my grammer until then
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Old 02-26-2013, 06:31 AM   #13
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thanks for the info guys, I'll get some quotes from an agent then compare them to progressive, good call....
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1985 BMW R80G/S Paris-Dakar
2004 BMW R1150GS Adventure
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Old 02-26-2013, 07:28 AM   #14
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I have my home and both autos on an Arbella policy with pretty good discounts. When I added a bike the rates seemed ridiculous. I priced with Progressive and insure there now for just over half of the Arbella add-on.
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Old 02-26-2013, 12:56 PM   #15
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Another vote for Progressive. Most companies let you get quotes online fairly easily, so shopping around isn't particularly hard.
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