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Old 06-09-2013, 04:35 AM   #16
Noth
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Great thread.. and I am interested in the answers.. Great foresight to think of this.
I am a commercial insurance broker and recently worked with a commercial carrier to design an adequate program for secondary schools. They all take trips and there are a lot of "classes" of people along... employees, students, volunteers.

2 years ago, an employee of a school got very ill in Russia (I simply don't remember where they were, specifically).. By the time I got coordination for transfer to adequate & proper treatment (something to be sure is covered) and evacuation back to the US in a plane with medical personnel... the total was almost $200,000 (!!). Also some carriers will advance funds for treatment at a local hospital if your health insurance is through a local insurance company that may not be recognized where the incident takes place... When traveling outside of the US and in some Countries, also worthwhile to be sure that political unrest is covered for an evacuation needed if you have to get out of Dodge.
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Old 06-09-2013, 07:06 AM   #17
tricepilot
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Originally Posted by z987k View Post
Very off topic... I happened to click on your profile since you mentioned LFN (I fly for one of the medevac companies in AK), and saw your picture... You're name isn't Bob L. is it? From U of IL for a bit? Small world perhaps.
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Old 06-09-2013, 04:56 PM   #18
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Small world indeed. Looks like you're enjoying your retirement just fine.
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Old 06-10-2013, 02:58 PM   #19
Off Road USA
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So who might cover the Colorado area, ? from the scene to the hospital?
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Old 07-20-2013, 12:13 PM   #20
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Originally Posted by winchester3030 View Post
So who might cover the Colorado area, ? from the scene to the hospital?
Bumping this to the top-trip planning in progress. Is there any insurance coverage available that would cover evac from site of accident to hospital if emergency call initiated via a PLB?
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Old 07-21-2013, 06:21 AM   #21
haileywilliam
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It'll work out better if you ever need it. Best way to find out if you could need it locally is to find out what kind of facilities your local hospital has and if that is actually sufficient.
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Old 07-21-2013, 08:39 AM   #22
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Research so far using Squaremouth.com comparison feature:

John Hancock Ins

MEDICAL EVACUATION/REPATRIATION BENEFITS

We will pay the Usual and Customary Charges incurred, up to the Maximum Benefit Amount, for:
1. Your medical evacuation to the nearest appropriate Hospital or medical facility if adequate medical treatment is not available where You sustained the Injury or became Sick.
2. Your medical repatriation from the place where You are being treated to:
a) the most appropriate medical facility closest to Your Primary Residence; or
b) Your Primary Residence.
(My comments: 1. This policy covers up to $2,000,000 2. No limitation that evac must be ordered by physician. So I would assume when chopper rescue shows up and hauls you away, you're covered.

CSA Travel Insurance

Covered Expenses:

1. expenses incurred by you for Physician-ordered emergency medical evacuation, including medically appropriate transportation and necessary medical care en route, to the nearest suitable Hospital, when you are critically ill or injured and no suitable local care is available, subject to the Program Medical Advisor’s prior approval;
(my comments: Rescue chopper lands and they are supposed to get a "Program Medical Director's approval? Buyer beware!)

I'm examining here insurance coverage that will cover at-the-scene evac expenses. Not the coverage for getting you back home in a medical flight or medical transport. For that, hospital to home hospital, everything I've found so far indicates Medjet is the best.

So, if you are using a PLB, sat or cell phone or other means of initiating rescue, this info will be for you.

IF YOU ARE USING SPOT, then just use their additional insurance.

I'll continue looking into this and post anything relevant.

HOWEVER-Your first step should be to see if your existing medical policy covers this.
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Old 07-21-2013, 08:45 AM   #23
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Originally Posted by winchester3030 View Post
So who might cover the Colorado area, ? from the scene to the hospital?
And for Mr. Winchester:

http://www.flightforlifecolorado.org/

Check out their website. I felt my health improve just reading about their team.
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Old 07-23-2013, 10:36 PM   #24
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Check out what your health insurance policy covers first, then decide. Not worth it for my policy. Might pay for someone else.

In my case:
Air ambulance service only paid up when they sent their helicopter. If weather prevented flying, or they were substituted for another air ambulance- the insurance policy would not pay. Also, they had to be called by someone on scene. Not much good if you're unconscious and local EMT's call another air ambulance any way. Could not find a policy/provider who would pay for emergency evacuation by ANY air ambulance- had to be theirs.

Injury sucks, dealing with insurance makes it worse.
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Old 07-26-2013, 03:04 PM   #25
z987k
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Originally Posted by tundradirtbiker View Post
Check out what your health insurance policy covers first, then decide. Not worth it for my policy. Might pay for someone else.

In my case:
Air ambulance service only paid up when they sent their helicopter. If weather prevented flying, or they were substituted for another air ambulance- the insurance policy would not pay. Also, they had to be called by someone on scene. Not much good if you're unconscious and local EMT's call another air ambulance any way. Could not find a policy/provider who would pay for emergency evacuation by ANY air ambulance- had to be theirs.

Injury sucks, dealing with insurance makes it worse.
Since you're in Oregon City, check out life flight network. When I worked for them I seem to remember the policy covering pretty much all the providers in the area.
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Old 07-26-2013, 09:17 PM   #26
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?.. Could not find a policy/provider who would pay for emergency evacuation by ANY air ambulance- had to be theirs.
...
Did you check the John Hancock policy I mentioned above?
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Old 08-03-2013, 06:17 PM   #27
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Z - Life flight does cover here. If we ride out of state- zero coverage.

Ramjet- thanks, will have a look.
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Old 08-03-2013, 06:22 PM   #28
Tucson Jim
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I've used these folks twice now, very good prices from a variety of providers. The customer service on the 800 number was top notch and even saved me money from booking on line.

http://www.insuremytrip.com/index.html?linkId=ER791460
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