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Old 08-12-2013, 08:32 PM   #46
Old White Truck
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Where I work, you have to pay $500 a year extra for health insurance if you are a smoker.

For company travel I have to provide my own vehicle and they reimburse for mileage. That's fine. However, they won't let you drive a motorcycle when your are traveling on company business.
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Old 08-13-2013, 03:38 AM   #47
Navy Chief
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Originally Posted by kristof-lars View Post
im a canadian and the one saving grace is that if your a high risk say cancer/heart disease etc you can never be denied health care ist covered i hear horror stories in the us of people surving a heart attack or a bout with cancer not being able to get re-newed insurance and lose everything the second time around, ill pay the tax its not bad when it comes to my life and loved ones well being i know im looked after regardless.
Quoted from: http://www.edmontonsun.com/2012/09/2...er-health-care

For far too long, we Canadians have been fed a steady diet of myths about our health care system: It's the world's finest. It defines us as a nation by showing how much we care. Other countries envy it.

None of that is true.

For instance, if other countries envy our system so much, why is no other developed nation trying to emulate it?

The fact is, for more than a decade most evaluations done by independent reviewers have shown the same thing: the results produced by Canada's government health monopoly have consistently been in the bottom third among the world's 30-plus industrialized democracies.

Our politicians are afraid to say so because medicare advocates and many voters insist that faith in our system be seen to be complete and enthusiastic, but we have among the longest waits for specialized treatment in the world. We are slow to approve the use of new technologies and drugs, and slower still to implement them because of bureaucratic central budgeting. We have 25% fewer doctors per capita than most Western nations and fewer nurses and other health workers, yet far more health bureaucrats — as many as 10 times more than Germany, for example.

According to the most recent Euro-Canada Health Consumer Index (ECHCI) published by Winnipeg's Frontier Centre for Public Policy and based on 2010 figures, Canada is fourth among developed nations in per capita spending on health, yet just 25th out of 34 countries in quality and accessibility of care. (The ECHCI does not include the United States because it has no universal health care system.)

The index's authors, Canadian researcher Ben Eisen and Swedish economist Arne Bjornberg, report that "only Norway, Switzerland and Luxembourg spend more money per capita," so "Canada's poor performance cannot be attributed to inadequate funding."

It is the way we deliver health care, not the amount we spend on it that leads to rationing of services, delays in treatment and months of needless suffering by patients as they await hip, knee, heart, back, eye and cancer surgeries.

According to Vancouver's Fraser Institute, waiting times to see a specialist physician and then to have that specialist treat you have grown by 60% over the past 15 years. Those increases have come despite federal and provincial governments pumping an extra $100 billion into health during the same period — still more proof that money is not Canada's problem.


In 2011, a significant number of Canadians—an estimated 46,159—received treatment outside of the country.
source: http://www.fraserinstitute.org/uploa...011-ff0712.pdf

Yep looks like a great system.....
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Old 08-13-2013, 09:57 AM   #48
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Originally Posted by windmill View Post
The only thing that should be considered is actual claims by each individual, not what might happen statistically as a group.

...
This is extortion plain and simple.
That scheme simply wouldn't work. Insurance is completely driven by, and has to be driven by, statistics.

David B.
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Old 08-13-2013, 12:12 PM   #49
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Originally Posted by DAKEZ View Post
Not to worry, The Government will soon dictate all heath insurance. Welcome to the Peoples Republic of the not so United States of America.
Oh yes, the government is oppressing you by wanting you TO HAVE health insurance.

OP already has it, from a private company, and he is griping about the private company putting in restrictions. How is that government oppression?
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Old 08-13-2013, 12:21 PM   #50
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And here's is the problem. It's isn't capitalism because you can not pick between several plans or insurance companies . The company is designated by your employer. Getting an outside policy will cost 3x what you pay through a work plan.
Well that there is a choice. It's funny, the libertari-cons here are against minimum wage saying if you don't like what you're getting paid, get a different job. Well if you don't like the health insurance at your present job, change jobs! Free market at work and all that. But as you note you don't even have to change jobs, you can stay where you are and buy different coverage. It costs more, that's the price of your choice.

Haha, the positions on this thread are funny. Private company makes free market decision, and people want someone to stop the "discrimination" but how would that happen, by a law imposed by THE GOVERNMENT, at the same time as others are complaining about government sticking its nose into health insurance. A regular bizarre world here!
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Old 08-13-2013, 08:56 PM   #51
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No one is confused about what is happening. The goobermint and their corporate partners are conspiring to screw the patient and health care workers. The 'health' plan was written by the insurance companies.

Obomber care is all about making the transfer of your information seamless between any agency or company.

Not only gear to ride your bike, but drugs for every last little thing we say.

I know how to make it work: one low price per problem, if we don't fix it, then you don't pay.
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Old 08-13-2013, 09:05 PM   #52
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Originally Posted by viverrid View Post
Oh yes, the government is oppressing you by wanting you TO HAVE health insurance.
How is that government oppression?

It is none of their damn business. They need to keep their laws off my person.
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Old 08-13-2013, 11:41 PM   #53
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Originally Posted by Navy Chief View Post
(The ECHCI does not include the United States because it has no universal health care system.)
So it would still be okay for the U.S. to envy Canada's system!

Or, if the U.S. (non-)system is so great why don't the European countries and Canada emulate it?
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Old 08-13-2013, 11:43 PM   #54
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Originally Posted by DAKEZ View Post
It is none of their damn business. They need to keep their laws off my person.
You cut out the comparison part in the middle. OP, who already has health insurance from a private company, is complaining that the private company wants to put in restrictions. How is a private company's restrictions government oppression?
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Advanced pancreatic cancer found 04/2010. Have outlived +/- 97% of patients with this diagnosis, but 08/2013 cancer now in liver, vascular system and lungs with 20+ lung tumors. Sick/weak sometimes, not riding much. No more treatments & now under Hospice care.

viverrid screwed with this post 08-14-2013 at 12:30 AM
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Old 08-13-2013, 11:49 PM   #55
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Originally Posted by scooterspirit View Post
Not only gear to ride your bike, but drugs for every last little thing we say.
OP's private sector employer is imposing motorcycle gear restrictions, how is that due to Obamacare?

Several years ago at one of our club's events, before Obama was even POTUS, one our guests injured his knee. He wanted to get his moto gear off before we drove him to the ER and he apparently intended to lie about the source of his injury, because his insurance from his employment excluded motorcycle injuries.

These restrictions are hardly due to Obama. But maybe we can get Obama to outlaw these exclusions, since motorcycle riding is a pre-existing condition?
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Advanced pancreatic cancer found 04/2010. Have outlived +/- 97% of patients with this diagnosis, but 08/2013 cancer now in liver, vascular system and lungs with 20+ lung tumors. Sick/weak sometimes, not riding much. No more treatments & now under Hospice care.
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Old 08-14-2013, 07:11 AM   #56
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Originally Posted by viverrid View Post
How is a private company's restrictions government oppression?
He was responding to this:

"Not to worry, The Government will soon dictate all heath insurance. Welcome to the Peoples Republic of the not so United States of America."
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Old 08-14-2013, 07:21 AM   #57
markk9 OP
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Originally Posted by viverrid View Post
OP, who already has health insurance from a private company, is complaining that the private company wants to put in restrictions. How is a private company's restrictions government oppression?
i'M NOT REALLY COMPLAINING, I ALREADY WEAR THE GEAR.

LIKE I SAID AT THE BEGINNING, IT'S MORE THAN MOTORCYCLE RIDERS. IT'S GOING TO COVER OTHER THINGS TO.
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Old 08-14-2013, 08:21 AM   #58
Andyvh1959
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I wear the gear, I get the training, regularly. I wear a FF helmet all the time. I strive to ride the best I can in traffic based on it being MY responsibility to save my ass and no one else's. Especially not the insurance companies or the government.

There appears to be some sensibility to paying slightly more premium for what is considered risky activity. But sensibility and insurance companies rarely meet on the same page or level. Let's be real, if motorcycles are risky, bicycles are FAR more risky just by the statistical higher numbers of people being injured on them. I don't have the numbers, sorry, just recall reading it somewhere that more people are seriously injured per year on bicycles than motorcycles. So let's apply the "proper gear and training" rationale there first right? Like that will happen. So, next easy target are those damn motorcycles!

Heck, taken to the natural end, like we all will be, LIFE itself is risky and eventually kills ALL of us. Insurance companies bet on that statistic and get most of us to pony up the bucks to pay for it.
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Old 08-14-2013, 08:35 AM   #59
Jnich77
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Originally Posted by KoolBreeze View Post
welcome to capitalism. those who don't like it? switch insurance companies, or employers.
Exactly!!!!!!!
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Old 08-14-2013, 08:58 AM   #60
scooterspirit
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Originally Posted by viverrid View Post

These restrictions are hardly due to Obama. But maybe we can get Obama to outlaw these exclusions, since motorcycle riding is a pre-existing condition?
Because now the corporation doesn't have to rely on what you tell them, your information is available to everyone on the inside. But right, since he acts like king, he can just make up the rules.

Since the plan is all about benefit to insurance companies, they have already implemented policy to charge more and provide less service.

Don't make excuses for your master.
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