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Old 12-04-2013, 12:32 AM   #1
LeDakaR! OP
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insuring a bike in france

hi adv,
so i am a french national; lived in the US from 96-2014 got divorced from my american wife and decided to go exploring and ride in europe!
I' ve done the DeathValley ralllies, the wmrs rallies...im an experienced rider

BUT

I have an american drivers license
I have 10 years of good insurance history, no claims IN THE USA
I dont have a french license and i dont have french insurance history

I have a 1991 yamaha super tenere, my dream bike, waiting for me in a shop in Lyon, ready to go to Morocco

MY QUESTION
Can i get french insurance with my american license; and can i use my US driving record?


of course while i ask this; im also in the proccess of researching with local insurance companies, but the first one, through my bank credit mutuel was very very expensive
2000 euros/year for full coverage

I just want to hear your experience,
thanks y'all
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Old 12-04-2013, 06:08 AM   #2
Magnon
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You'll need an address in France (with a 'justicatif de domicile') to register the bike in your name and for insurance. Not sure what you call full cover but, even so, 2000 seems a bit steep, I would have thought somewhere around the 5-600 would be about right.
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Old 12-04-2013, 01:21 PM   #3
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Quote:
Originally Posted by Magnon View Post
You'll need an address in France (with a 'justicatif de domicile') to register the bike in your name and for insurance. Not sure what you call full cover but, even so, 2000 seems a bit steep, I would have thought somewhere around the 5-600 would be about right.
hey so you're saying that with un justificatif de domicile and a US license i can insure a bike?
have you seen this done and with wich insurance?
today i called around and got a different answer everytime.
one that came back often is yes we insure foreign licenses but only EU ones. wtf?

i agree 2000 euros makes no sense
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Old 12-04-2013, 03:46 PM   #4
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I had the same problem in Ireland till I gut my Irish/EU license.
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Old 12-05-2013, 01:16 AM   #5
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hey the world famous wheatwhacker, I lived in SF for 10 yrs so i've heard about you
so here is the weird annoying thing,
i can drive and will be covered if i put the bike in a french licensed driver's name and have him/her insure it ( my dad) and ride it, im covered...
i might just do that

or pass my french license which can always be a PIA, plus its 750euros=$1,000
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Old 12-05-2013, 10:05 AM   #6
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Come on ledakar , you're French , you must know how they work here

Been here for years now , love it but don't understand it


Get the bike through your dad , its easy

If you ever get down to the LOT46 give us a shout

Phil
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Old 12-05-2013, 10:40 AM   #7
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Hi.....

You do need proof of residence and the French Authorities accept at CA and NY licence but no other American State Licence.

Far far easier to register in your father,s name. It will be prudent to take a letter from him saying you have permission to take the bike into Morrocco if you have different names.

If you have an accident on the bike and the French do not accept your Licence then infact you will have no licence, no insurance pay out so do check your licence is ok, I THINK it is

Other option is take an EU licence from which ever country is easiest.... we should take a poll in EU about that, UK licence is quick but not cheap and it can have power limitations
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Old 12-05-2013, 10:50 AM   #8
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I just looked at angloinfo for France and it has good links in French. Seems now al ot of American states can exchange a licence, CA has no limitations that I saw.
Not sure if you have to exchange it within a year or use the USA one indefinitly.
Either way you are good for your trip nex year
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Old 12-05-2013, 02:52 PM   #9
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Quote:
Originally Posted by wibble View Post

Far far easier to register in your father,s name. It will be prudent to take a letter from him saying you have permission to take the bike into Morrocco if you have different names.

If you have an accident on the bike and the French do not accept your Licence then infact you will have no licence, no insurance pay out so do check your licence is ok, I THINK it is

Other option is take an EU licence from which ever country is easiest.... we should take a poll in EU about that, UK licence is quick but not cheap and it can have power limitations
Hi Wibble !
Here in Italy is very common for young people to have bikes and cars registered to mum, dads and even grannies just for insurance purposes - prices for newbies riders could be horrendous, and insurance companies usually put an age limit (e.g. >26 years) to get good rates.

Here several companies offer "senza rivalsa" contracts, where the company won't sue you after having paid damages.

In Italy is not allowed the conversion of USA driving licences apart for diplomats and military
Licence A3 here costs 24 + 16 +12 for taxes , plus the health test and certificate from an official physician - about 70 to 80 - this if you do all red tape by yourself , an agency will add 50 to 100 more.

With US licence (and international one) you could ride for a year in EU ; remember that Switzerland is not in EU so some people just do a ride in Switzerland (having care to make stamp the passport) near the end of year...
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Old 12-06-2013, 09:47 AM   #10
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Paris Trip

I'm coming to Paris any of you guys have a link to a place to stay for about 3 days. Don't feel like getting raped for a 3 day stay.
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Old 12-07-2013, 12:57 AM   #11
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yeah so this is what happened.

-a california drivers license can NOT be exchanged for a french one
only 7 US states are on that can be exchanged list, makes no sense

-a california drivers license can NOT be insured
i had to buy the bike, put the carte grise in my dads name, put the insurance in his name

-I can be insured on "his" bike with my US license as a secondary rider.
my license is valid for 12 months after date of entry.
I have an international license that I sometimes carry with it
you really DONT need it.
I'm registering for the motorcycle school and license this week, will see if I really have to pay for 20 hrs of riding classes
Argument can be made, if I already show up to the school with a big boy bike, and i can survive death valley alone, i dont need 20 hrs with an instructor

-The super tenere is a very fun bike, this one is about the oldest everyday bike i've owned, I had a fun sunday bike before, 1977 yamaha xs 750 triple cafe racer
we will see if it doesn't fall apart when i take it offroad

Now I have second hand gear given by my french riding buddy and my dad, time to go shopping for my own gear
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Old 12-07-2013, 01:01 AM   #12
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Quote:
Originally Posted by PHILinFRANCE View Post
Come on ledakar , you're French , you must know how they work here

Been here for years now , love it but don't understand it


Get the bike through your dad , its easy

If you ever get down to the LOT46 give us a shout

Phil
Hi Phil,im french but lived in the US since I was 13.
makes me a taillgaiting, hockey loving, harley riding, PBr drinking, KLR loving hillbilly...
im not real french no more.

you were right, getting it through my dad was easy
what are you doing in france? whats your story? yeah ill come down for a ride and a beer ;)
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Old 12-07-2013, 01:11 AM   #13
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Originally Posted by luckychucky View Post
I'm coming to Paris any of you guys have a link to a place to stay for about 3 days. Don't feel like getting raped for a 3 day stay.
I would have hosted, but im in lyon.
Paris for cheap? try the hotel kyriad chain mostly in the east side, 11-12-13 distrcicts
Hostels?
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Old 12-08-2013, 07:26 AM   #14
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You'll have to pass le code first which is about 20hrs of classroom. The questions would be easy enough but somehow the French put a strange twist on it.
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Old 12-08-2013, 01:07 PM   #15
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Merci

Quote:
Originally Posted by LeDakaR! View Post
I would have hosted, but im in lyon.
Paris for cheap? try the hotel kyriad chain mostly in the east side, 11-12-13 distrcicts
Hostels?
Merci, c'est un debut!
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